Senior Underwriter

SUPÉRIEUR IMMÉDIAT : Director Underwriting

Lieu : Toronto, ON


Reinsurance Group of America, Incorporated is a leader in the global life reinsurance industry. With headquarters in St. Louis, Missouri and operations around the world, RGA delivers expert solutions in individual life reinsurance, individual living benefits reinsurance, group reinsurance, financial solutions, facultative underwriting and product development.


Reporting to the Director, Underwriting, the Sr Underwriter assumes responsibility for the risk selection in order to meet departmental objectives.


  • College diploma / University degree or equivalent working experience;
  • 4 to 6 years of experience in direct or reinsurance underwriting, including experience with substandard business, medical and financial underwriting;
  • FLMI or FALU designations, or significant progress towards obtaining these or other related industry designations;
  • Bilingual French/English (oral and written) an asset.
  • Solid knowledge of medical terminology, insurance legal concepts, and basic accounting principles as applied to risk selection;
  • Ability to make decisions based on limited data, and explain the basis of those decisions;
  • Excellent critical thinking skills;
  • Excellent analytical and problem-solving skills;
  • Solid time management & organizational skills;
  • Ability to read and comprehend a large volume of medical and financial information in a timely fashion;Works effectively as a team member and contributes to ideas and solutions;
  • Ability to build strong interpersonal relationships with colleagues and clients;
  • Excellent oral and written communication skills;
  • Self-motivated, flexible and creative;
  • Strong client focus.


  • Underwrite facultative underwriting risks, according to RGA underwriting guidelines;
  • Possesses a solid understanding of both medical and financial underwriting principles;
  • Ability to apply technical knowledge to case work appropriately;
  • Has a broad understanding of sales concepts and their applications in the market;
  • Provides technical expertise and support to client companies;
  • Demonstrates ability to work productively in high pressure environment;
  • Act independently within specified authority;
  • Co-signs cases from more junior underwriters as needed;
  • Participates in department projects as needed;
  • Participates in RGA events and industry activities with clients.


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